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Budgeting

Set a limit.
Know exactly where you stand.

Most budgeting apps tell you what you spent. ExpenseSumo tells you whether you're going to make it to the end of the month. No spin, no surprises.

No bank link Real-time updates Auto monthly reset

Total Budget

$1,840 / $2,200
$360 left 8 days left
84% spent
The Spend Pace System

Five honest states.
You stay in control.

Most apps show $X of $Y. That number means nothing on day 10 of 31. We calculate your burn rate against the days remaining and give you a name for where you actually stand.

Untouched

0% spent

You haven't used this budget yet this month

On track

Pace is appropriate

Day 15, you've spent 48%, perfectly on rhythm

Spending fast

Burn rate > days elapsed + 10%

Day 10, you've spent 50%, slow down

Almost there

≥ 85% used

Only 15% of your budget left for the month

Overspent

≥ 100% used

You went over. Now you know.

Quick Suggestions

Set it in
seconds.

Pick a category. We'll offer a few starting amounts based on common patterns, or type your own.

  • Three instant starting points

    Three suggested amounts to start from, including one based on a typical month. One tap to apply, or type your own.

  • You can always type your own

    The suggestions are a shortcut, not a prescription. Type any number you want.

Add Budget
Monthly Budgets Overview
The Monthly View

One screen.
Thirty seconds of clarity.

The budget page is the page you'll open most. A large progress ring, days left in the month, total spent and remaining.

  • The progress ring

    One large ring showing your overall spend-to-budget ratio. The color tells the story at a glance.

  • Days left in month

    Always visible. This is the number that gives each status its meaning.

Per-Category Cards

Every category,
its own clear picture.

Scroll through your categories and read each in a glance. Status label, progress bar, amount, limit. Nothing buried.

Groceries

Rs 6,500 / 45,000

$208

On track

Food & Drink

Rs 11,000 / 20,000

Rs 9,000

Spending fast

Entertainment

Rs 15,400 / 15,000

Rs 400

Overspent

The Payoff

A budget you'll
actually check.

Every transaction you log updates your budget cards instantly. Open the app, see exactly where the month is going, close it. That's the whole point.

FAQs

Questions,
answered

The short version of what people ask most.

Budgets currently run on a monthly cycle. For quarterly or annual expenses (like insurance or gifts), set a monthly budget for a fraction of the total. A $1,200 annual subscription becomes a $100/month budget.
Keep Exploring

More features,
built in on every plan

Budgets feed directly from tracking. And we're building more.

Tracking

Log every dollar across every account. Search, filter, and categorize your full history.

Explore tracking

Multi-Currency

Set budgets and track spending in any currency you earn or spend in.

Explore multi-currency

And more on the way, see the roadmap

Ready?

Start budgeting today
stay on pace.

Two minutes to sign up. No bank login. Set a budget, log a transaction, see your pace immediately.

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