Privacy Policy
What we collect
- Your name, email, and password (which we store as a one-way hash, never in plain text).
- The financial data you enter manually: accounts, transactions, budgets, and categories.
- Standard server logs (IP address, timestamps) for security and debugging.
- Anonymized usage analytics via Google Analytics, used only to understand how the app is used and to improve it. You can decline these cookies via our consent banner.
What we don't collect
- Bank login credentials. We never ask, and we don't support bank account linking.
- Card numbers. Payment for Pro is handled by Paddle (our payment processor); we never see your card details.
- Data from third-party trackers or advertising networks. There are none on the site.
Where your data lives
Your data is stored on servers we operate, hosted in Germany (EU). It is not shared, sold, or licensed to any third party. The only outside services that touch your account data are:
- Paddle For billing, if you upgrade to Pro.
- Google Analytics Anonymized usage data only, opt-in via consent banner.
How long we keep your data
We keep your data for as long as your account is open. To keep the service free of spam and abandoned accounts, we automatically delete:
- Accounts whose email address is never verified, after 7 days.
- Accounts that never finish setup, after 30 days.
- Accounts with no activity for a year. We email you 30 days before deleting, and signing in during that time keeps your account.
Accounts that have ever had Pro or Founding Member access, any billing history, or referral activity are never deleted this way. When an account is deleted, all of its financial data is permanently removed from our systems.
Your rights
You can reset or delete your account at any time from your account settings. You can also request a copy of your data by emailing [email protected] or using the contact form, and we will respond within 30 days. Account deletion permanently removes all your financial data from our systems.
Changes
If we update this policy, we'll post the new version here with a new "Last updated" date. For significant changes, we'll notify active users by email.