Every kind of money.
One place to track it.
Expenses, income, transfers between your own accounts, and money lent to or borrowed from people. ExpenseSumo handles all four, without forcing you into spreadsheets or workarounds.
Four types. Every money
movement covered.
Most apps let you log expenses and call it done. ExpenseSumo models money the way it actually moves.
Expense
Money going out. Category, account, date, optional tag and location.
Income
Money coming in. Salary, freelance payments, refunds.
Transfer
Between your own accounts. Includes cross-currency transfers with pre-filled rates.
People & IOUs
Money lent to or borrowed from someone. Lent, Borrowed, Paid, Received, all tracked.
The feature most apps.
treat as a workaround.
You lent your cousin 20k six months ago. You're not sure if she paid back 10k or 15k. Now you know because ExpenseSumo treats IOUs as a first-class transaction type, not a workaround.
Lent
You gave someone money
Borrowed
Someone gave you money
Paid back
You repaid someone
Received
Someone repaid you

Set it once.
Logged every month.
Mark any transaction as recurring including rent, salary, subscriptions and it logs itself on schedule. The dashboard shows a countdown to each upcoming one and flags anything overdue.
Every frequency you need
Monthly recurring is free on every plan. Pro unlocks weekly, bi-weekly, quarterly, and yearly frequencies too.
Countdown & overdue indicators
Each upcoming recurring transaction shows an "in Xd" countdown. Past-due ones show an OVERDUE badge so nothing slips through.
Stop anytime, history stays
Stopping a recurring transaction prevents future entries. Past records stay intact for accurate history.


Find anything.
In seconds.
A persistent chip system lets you filter by date range, transaction type, account, category, or recurring-only and combine them freely. Remove individual filters with a tap. The date chip is always visible.
Date modes
This Month, Last 3 Months, Year to Date, or a custom date range always one tap away.
Full-text search
Search by description, tag, or location. Combines with any active filters.
90 days free.
A lifetime on Pro.
Most people only need recent history. If you want to see how your spending has changed over months and years, that's what Pro is for.
Free
90 days
Recent history at your fingertips. No credit card needed.
Pro
Lifetime
Every transaction, forever. The foundation for the year-over-year trends and analytics coming in future updates.

Track once.
See everywhere.
Every transaction you log instantly updates your net worth, income and expense summaries, and budget progress on the dashboard. No syncing delays. No mystery numbers. The moment you save, you know.
Questions,
answered
The short version of what people ask most.
More built in.
More on the way.
Tracking feeds directly into budgets. And we're building more.
Budgeting
Monthly category budgets with real-time progress. Five honest states so you know exactly where you stand.
What's Coming
Bill reminders, credit cards and loans, multi-currency, savings goals, and CSV import.
Start tracking today
stop wondering.
Two minutes to sign up. No bank login. Your data, your money, your awareness, yours from day one.
Try Pro Free →No bank login · Cancel anytime · Free plan available
