Founding Member offer: lock in lifetime access, limited to 500 spots.
Transaction Tracking

Every kind of money.
One place to track it.

Expenses, income, transfers between your own accounts, and money lent to or borrowed from people. ExpenseSumo handles all four, without forcing you into spreadsheets or workarounds.

No credit card No bank login Works on any device
Transactions Tracking
Transaction Types

Four types. Every money
movement covered.

Most apps let you log expenses and call it done. ExpenseSumo models money the way it actually moves.

Expense

Money going out. Category, account, date, optional tag and location.

Income

Money coming in. Salary, freelance payments, refunds.

Transfer

Between your own accounts. Includes cross-currency transfers with pre-filled rates.

People & IOUs

Money lent to or borrowed from someone. Lent, Borrowed, Paid, Received, all tracked.

People & IOUs

The feature most apps.
treat as a workaround.

You lent your cousin 20k six months ago. You're not sure if she paid back 10k or 15k. Now you know because ExpenseSumo treats IOUs as a first-class transaction type, not a workaround.

Lent

You gave someone money

Out

Borrowed

Someone gave you money

In

Paid back

You repaid someone

Out

Received

Someone repaid you

In
IOU transaction history
Recurring Transactions

Set it once.
Logged every month.

Mark any transaction as recurring including rent, salary, subscriptions and it logs itself on schedule. The dashboard shows a countdown to each upcoming one and flags anything overdue.

  • Every frequency you need

    Monthly recurring is free on every plan. Pro unlocks weekly, bi-weekly, quarterly, and yearly frequencies too.

  • Countdown & overdue indicators

    Each upcoming recurring transaction shows an "in Xd" countdown. Past-due ones show an OVERDUE badge so nothing slips through.

  • Stop anytime, history stays

    Stopping a recurring transaction prevents future entries. Past records stay intact for accurate history.

Recurring transactions dashboard
Transaction filters
Filters & Search

Find anything.
In seconds.

A persistent chip system lets you filter by date range, transaction type, account, category, or recurring-only and combine them freely. Remove individual filters with a tap. The date chip is always visible.

  • Date modes

    This Month, Last 3 Months, Year to Date, or a custom date range always one tap away.

  • Full-text search

    Search by description, tag, or location. Combines with any active filters.

Transaction History

90 days free.
A lifetime on Pro.

Most people only need recent history. If you want to see how your spending has changed over months and years, that's what Pro is for.

Free

90 days

Recent history at your fingertips. No credit card needed.

Pro

Lifetime

Every transaction, forever. The foundation for the year-over-year trends and analytics coming in future updates.

90 Days Free Transactions History
The Payoff

Track once.
See everywhere.

Every transaction you log instantly updates your net worth, income and expense summaries, and budget progress on the dashboard. No syncing delays. No mystery numbers. The moment you save, you know.

FAQs

Questions,
answered

The short version of what people ask most.

Never. ExpenseSumo is manual-entry by design. You stay in control of what gets tracked, and your bank credentials never touch our servers.
Keep Exploring

More built in.
More on the way.

Tracking feeds directly into budgets. And we're building more.

Budgeting

Monthly category budgets with real-time progress. Five honest states so you know exactly where you stand.

Explore budgeting

What's Coming

Bill reminders, credit cards and loans, multi-currency, savings goals, and CSV import.

See the full roadmap
Ready?

Start tracking today
stop wondering.

Two minutes to sign up. No bank login. Your data, your money, your awareness, yours from day one.

Try Pro Free →

No bank login · Cancel anytime · Free plan available